Terms & Conditions
1. About these terms
These terms and conditions ("Terms") govern your use of the website at clanncredo.ie (the "Website"). The Website is operated by Clann Credo, a company limited by guarantee registered in Ireland (Company No. 253147) and a registered charity (CHY No. 13308; Registered Charity No. 20041076), with its registered address at Irish Social Finance Centre, 10 Grattan Crescent, Inchicore, Dublin D08 R240 ("Clann Credo", "we", "us" or "our").
By using the Website, you agree to these Terms. If you do not agree, please do not use the Website.
2. Information on this website
The content on the Website is provided for general information about Clann Credo, our lending and our work. It is not financial, legal, tax or other professional advice, and you should not rely on it as such. You should get independent advice before making any financial decision.
While we try to keep the Website accurate and up to date, we do not guarantee that all content is complete, accurate or current. Case studies and examples describe past projects and are not a promise of any particular outcome.
3. Loans and funding
Nothing on the Website is an offer of a loan or other finance, or a commitment to provide one. Any loan is subject to an application, our assessment and approval process, and a separate written loan agreement. The terms of that loan agreement will apply to any loan we provide, and will take priority over anything on the Website.
Submitting an enquiry or expression of interest through the Website does not create any obligation on you or on us.
4. Using the website
You may use the Website for lawful purposes only. You must not:
- use the Website in any way that breaches any applicable law or regulation;
- attempt to gain unauthorised access to the Website, the server it is hosted on or any connected system;
- introduce viruses, malware or any other harmful material;
- submit false, misleading or impersonated information through any form on the Website;
- use automated tools to scrape, copy or extract content from the Website without our written permission;
- use the Website to send unsolicited marketing or spam.
We may suspend or restrict access to all or part of the Website at any time, for example for maintenance, without notice.
5. Intellectual property
The Website and its content, including text, images, graphics, logos, videos and design, are owned by or licensed to Clann Credo and are protected by copyright, trade mark and other intellectual property laws.
You may view, download and print content from the Website for your own personal, non-commercial use, or to share information about Clann Credo, as long as you do not change it and you acknowledge Clann Credo as the source. You must not use our name, logo or trade marks without our prior written permission. Any other use requires our written consent — please contact us using the details below.
6. Information you send us
When you submit information through a form on the Website or contact us, you confirm that it is accurate and that you are entitled to share it. We will use any personal data you provide in line with our Privacy Policy.
7. Links to other websites
The Website may include links to third-party websites, including those of partners, funders and embedded services such as video platforms. These links are provided for your convenience only. We have no control over those websites and are not responsible for their content, availability or privacy practices. A link does not mean we endorse the website or its owner.
8. Availability and security
We do not guarantee that the Website will always be available, uninterrupted or free from errors, viruses or other harmful components. You are responsible for using appropriate virus protection and security measures when accessing the Website.
9. Our liability
To the fullest extent permitted by law, Clann Credo will not be liable for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty or otherwise, arising from or in connection with:
- your use of, or inability to use, the Website;
- your reliance on any content on the Website;
- any third-party website linked from the Website.
In particular, we will not be liable for any loss of profits, revenue, business, funding, opportunity or data, or for any indirect or consequential loss.
Nothing in these Terms excludes or limits our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot be excluded or limited under Irish law. Nothing in these Terms affects your statutory rights as a consumer.
10. Privacy and cookies
Our Privacy Policy explains how we collect and use personal data, and how we use cookies on the Website. You can manage your cookie choices at any time via the "Cookie Policy" link in the website footer.
11. Changes to these terms
We may update these Terms from time to time. The latest version will always be published on this page, with the date it was last updated shown at the top. Please check this page regularly, as the Terms in force when you use the Website will apply.
12. General
If any part of these Terms is found to be invalid or unenforceable, the remaining parts will continue in full force. If we do not enforce any of our rights under these Terms straight away, this does not mean we have given up those rights.
13. Governing law
These Terms, and any dispute or claim arising from or in connection with them or your use of the Website, are governed by the laws of Ireland. The courts of Ireland will have exclusive jurisdiction, except that if you are a consumer living in another EU member state you may also bring proceedings in the courts of the country where you live.
14. Contact us
If you have any questions about these Terms, please contact us:
- Email: info@clanncredo.ie
- Phone: +353 1 400 2100
- Post: Clann Credo, Irish Social Finance Centre, 10 Grattan Crescent, Inchicore, Dublin D08 R240
